Keiser University Student Health Insurance
Keiser University Student Health Insurance - Student health insurance is an essential aspect of university life, ensuring that students have access to quality healthcare services when needed. Keiser University recognizes the importance of student health and offers a comprehensive student health insurance program. In this article, we will explore what Keiser University student health insurance entails, including its coverage, cost, enrollment details, and how students can enroll.
What is Keiser University Student Health Insurance?
Keiser University Student Health Insurance is a health insurance program specifically designed for students attending Keiser University. This insurance plan provides coverage for a wide range of medical services, ensuring that students can receive necessary healthcare without financial burden. Whether it's routine check-ups, emergency care, or prescription medications, Keiser University Student Health Insurance is designed to meet students' healthcare needs.
What Does The Plan Cover?
Keiser University Student Health Insurance offers comprehensive coverage for various medical services. The plan typically includes benefits for doctor visits, hospital stays, surgical procedures, prescription drugs, mental health services, and preventive care. With this coverage, students can have peace of mind knowing that their medical expenses are taken care of, allowing them to focus on their studies and overall well-being.
How Much Does It Cost?
The cost of Keiser University Student Health Insurance depends on several factors, including the duration of coverage and the level of benefits chosen. Students can expect to pay a premium for the insurance, which may vary each academic year. Additionally, there may be deductibles or copayments associated with certain services. However, it's important to consider the value of the coverage provided and the potential savings in medical expenses.
When Can Students Enroll?
Keiser University typically has an enrollment period for students to sign up for the student health insurance plan. It is essential for students to be aware of the enrollment deadlines and take necessary action within the specified timeframe. By enrolling within the designated period, students can ensure continuous coverage and avoid any gaps in their healthcare protection.
How to Enroll?
Enrolling in Keiser University Student Health Insurance is a straightforward process. Upon admission to the university, students are generally automatically enrolled in the plan. However, if students already have comparable health insurance coverage, they can opt-out by providing proof of their existing insurance during the enrollment period. Students who wish to print an ID card before receiving their permanent card can visit the website www.insuranceforstudents.com/ku and select the option to opt-in to the plan.
To waive out of the Keiser University insurance plan and remove the associated charge from their account, domestic students with their own comparable insurance plan must visit www.insuranceforstudents.com/ku and select the Domestic Student Insurance Waiver option. They will be required to provide their current health insurance policy information. On the other hand, international students are generally required to have the Keiser University Health insurance plan as it is mandatory for them.
Conclusion
Keiser University Student Health Insurance provides valuable coverage and peace of mind for students attending the university. With a comprehensive range of benefits, students can access the healthcare services they need without worrying about excessive costs. It's crucial for students to understand the coverage, cost, and enrollment details to make informed decisions regarding their healthcare needs. By prioritizing their health and well-being, students can fully focus on their academic pursuits while knowing they have reliable health insurance support.
FAQs
1. How do I enroll in the coverage?
Students are automatically enrolled in the Keiser University Student Health Insurance Plan unless they provide proof of comparable health insurance coverage during the enrollment period. Students who want to print an ID card prior to receiving their permanent ID card in the mail should go to www.insuranceforstudents.com/ku and select OPT IN TO PLAN.
2. How do I waive out of the KU insurance plan & remove the charge from my account?
- Domestic Students: Students with their own comparable insurance plan must go to www.insuranceforstudents.com/ku and select Domestic Student Insurance Waiver. You will be required to provide your current health insurance policy information.
- International Students: The Keiser University Health insurance plan is mandatory for all international students.
3. When is the insurance effective?
The insurance coverage is effective for the period from 8/1/2017 to 7/31/2018.
4. What is the name of the insurance underwriter & policy number?
The insurance underwriter for Keiser University Student Health Insurance is National Guardian Life Insurance Company (NGL), and the policy number is 17-W7A35.
5. How do I find a local medical provider (physician/hospital)?
Students can find local medical providers, such as physicians and hospitals, through the Preferred Provider Network, which is the First Health PPO Network. To locate a provider, students can visit http://www.firsthealth.com, select "Locate a Provider," and provide their zip code. Seeking medical care at Urgent Care Clinics within the network can provide the highest benefits and lowest costs.
6. How do I file a claim?
When visiting a healthcare provider, students can present their medical ID card, and in most cases, the providers will submit the claims directly to the insurance company. For any claims-related inquiries, students can contact the claims department at Commercial Travelers College Claim Department, 70 Genesee Street, Utica NY 13502. The claims/customer service phone number is 1-800-756-3702. It is advised to keep copies of all correspondence before submitting them to the claims office.
7. How do I fill a medical prescription?
Students can visit any Catamaran network pharmacy by calling 1-800-880-1188. Each time they fill a prescription, they should provide their medical ID card to pay the applicable copayments, which are $10 per Tier 1 prescription, $30 per Tier 2 prescription, and $50 per Tier 3 prescription.